Medicare serves as the foundation of healthcare coverage for millions of American seniors and certain individuals with disabilities....

As you approach retirement, the need for a stable income stream becomes ever more important. Fixed annuities can be a compelling option...

Introduction: Navigating the Social Security Maze Deciphering the optimal time to start receiving Social Security benefits can be a...

Employee Stock Ownership Plans (ESOPs) offer a unique way for business owners to sell their companies, benefiting both themselves and...

The Challenge of Retiring in a Down Market Retiring during a market downturn presents unique challenges, often requiring meticulous...

Why would anyone purchase insurance in Qualified retirement plan? This seems counter intuitive as a retirement plan is for investment...

I. Introduction: California not only has a reputation for great weather, beautiful beaches, and geological wonders, but...

The announcement of an 8.7% increase in Social Security benefits, on first blush is great news, especially with the continued high...

One way to lower your taxes in retirement is by avoiding higher tax brackets, increased Social Security taxes and Medicare premiums. The...

The good news is that most people will receive benefits from the Social Security system. The bad news is the Social Security program is...

There has been a lot of talk and press about the benefits of saving in a Roth IRA. Those who make a good living and are in a higher tax...

There is no denying that retirement planning is sophisticated, complicated, and ongoing. You must keep updated and educated on the...

Relief is here! While COVID-19 has cast uncertainty across our financial world, the Coronavirus Aid, Relief, and Economic Security...

By now, you are likely aware that there are 10,000 Baby Boomers daily turning 65. These Baby Boomers are now beginning to seriously think...

For some people, professional money management is well worth the price. It saves their time and energy, and allows them to sleep nights...

A recent survey indicated that the vast majority of American’s between 55 and 75 would like to have a guaranteed lifetime income in ...

Medicaid is an assistance program, serving low income people of every age. In California, Medi-Cal is the same as the Federal program...

Most investors have not heard the term duration associated with their bond portfolios. Due to this fact, most bond investors are unaware...

Duration is a number most people do not associate with bonds and their value. Duration is not merely a measure of time but a signal as to...

Duration is a number most people do not associate with bonds and their value. Duration is not merely a measure of time but a signal as to...