The Challenge of Retiring in a Down Market Retiring during a market downturn presents unique challenges, often requiring meticulous...

The Mythos of Irrevocability Despite prevailing assumptions, an irrevocable trust, often regarded as fixed and unchangeable after its...

The Growing Prevalence of Elder Abuse In our rapidly aging society, elder abuse is becoming an increasingly significant concern....

If you own an entity, be it a trust, LLC, S Corporation, regular corporation, or limited partnership you are now responsible for a new...

Businesses across America have enterprise risk in spades, and the need for business interruption policies to cover these types of events...

Renewable energy has become a key area of interest for investors. This has had the effect of increasing both public and private...

Why would anyone purchase insurance in Qualified retirement plan? This seems counter intuitive as a retirement plan is for investment...

The Corporate Transparency Act is a new federal law that will impact the owners or principles involved in almost all limited liability...

I. Introduction: California not only has a reputation for great weather, beautiful beaches, and geological wonders, but...

Life insurance death benefits are normally tax free. However, there is a tax trap to be aware of when purchasing employer-owned life...

If you have not heard of, or explored how you can take advantage of the Employee Retention Credit, then you may be missing out on refunds...

I was recently asked to speak on a radio show regarding the Pension Protection Act. What follows is the dialogue between the host and...

The index used for increases in estate and gift tax exemptions is the chained Consumer Price Index for all Urban Consumers. Due to the...

Who would have ever considered life insurance to be a tax shelter? This is not a negative but instead a very positive result. Where can...

Waiting until a plan is needed may be too late. While the risk of disability maybe just as/or possibly more likely than death, many...

The announcement of an 8.7% increase in Social Security benefits, on first blush is great news, especially with the continued high...

For many years the federal government and various states have provided incentives for individuals to purchase Long Term Care insurance...

What if you could sell all or a portion of your company to a ready and willing buyer at full fair market value, plus indefinitely defer...

One way to lower your taxes in retirement is by avoiding higher tax brackets, increased Social Security taxes and Medicare premiums. The...

When asked, what will be the largest expense you will encounter during retirement? most people will answer either mortgage or health care....